Your skin looks rosy or leans pink when you wear a white T-shirt. You may burn easily in the sun. The veins on your wrist look mostly blue.
Neutral Undertones
Your skin looks neither rosy nor golden against a white T-shirt. You may burn in the sun, but it turns to a tan. The veins on your wrist are a mix of blue and green.
Warm Undertones
Your skin looks golden or leans yellow when you wear a white T-shirt (And you probably look incredible in cream). You may tan easily in the sun. The veins on your wrist look mostly green.